Let’s be real How to Make Money with AI you’re not trying to build the next ChatGPT from scratch.

After helping generate over $10 million online in the past few years, I can confidently say: AI has made it easier than ever to get rich even if you’re starting from zero.

In this post, I’ll break down four of the most popular AI business models and rank them by effort, cost, and profit potential. Whether you’ve got $100 to your name or you’re just looking for a passive stream of income, you’ll find something here that fits.

Let’s dive in.

1. How to Make Money with AI Content Creation

Effort: Low | Cost: Medium | Potential: Low to Medium

If you’ve scrolled through TikTok recently, chances are you’ve already seen weirdly realistic AI generated videos blowing up your feed. And here’s the wild part:

Some of the creators behind those videos are pulling in $10,000+ a month using free AI tools and affiliate links.

I know someone running one of these accounts. The content is 100% AI generated no filming, no actors, no real people.

They simply use ChatGPT for video prompts and then plug them into tools like Google’s Flow or Runway ML. One of their recent videos got millions of views and thousands of clicks all for a product they didn’t even touch.

How it works:

Use ChatGPT to write a wild, viral idea
Paste it into an AI video generator like Google Flow
Link a product via TikTok Shop or Amazon Affiliate
Earn passive commission per sale or views via AdSense

Tools you’ll need:

ChatGPT ($20/month or free version with limits)
Google Flow (Around $120/month)

It’s cheap, creative, and if one video hits, you can ride that wave all the way to the bank.

Bottom Line:
Perfect for beginners who want to test the waters with $100 or less. But don’t expect to build a long term empire here this model is low barrier, low moat, and one algorithm update could wipe you out.

2. How to Make Money with AI with AI Software

How to Make Money with AI in 2025: The Easiest and Most Profitable Models for Beginners

Effort: High | Cost: Very High | Potential: Extreme

This is the dream: build the next big AI app, rake in monthly revenue, and retire on a yacht in the south of France.

Sounds sexy and it is but building an AI software business isn’t easy (or cheap).

Launching even the most basic tool can cost upwards of $30,000, not including marketing, team salaries, or infrastructure.

But if you pull it off? You’re printing money while you sleep.

I built an AI SaaS company that hit $100K/month in profit, and I barely worked an hour a day on it once it was rolling.

What you need:

$20–$50K startup budget
A team to build and scale the product
Advanced skills (or partners with those skills)

Bottom Line:
If you’re serious about generational wealth and have the capital + time, this is the gold mine. But for most beginners, it’s too expensive and complex.

3. AI Commerce: The Best Way to Make Money with AI in 2025 (For Beginners)

Effort: Medium | Cost: Medium | Potential: Very High

This is hands down my favorite.

AI Commerce is using AI tools to build, run, and scale an online store and it’s the #1 best way to make money with AI for beginners in 2025.

I’ve seen a 17 year old with just $38 grow his AI powered store to over $10,000 in a month using nothing but AI tools for product research, ad generation, and store management.

The store I helped him build is now making $1,000/day, and we set it up in just 3 weeks.

How AI Commerce works:

Use AI tools (like SellTheTrend or ChatGPT) to find trending products
Run ads with AI generated creatives

Free & Paid Tools:

ChatGPT: AI copywriting, marketing
Durable.co: 1 click AI website builder
AdCreative.ai: AI ad generation
Shopify or WooCommerce: Storefront
Google Trends / SellTheTrend: Product research

You can get started with a $100–$300 budget, mainly for product testing and Facebook/Instagram ads. Once your product hits, it’s just rinse and repeat.

Bottom Line:
If you’re wondering how to make money with AI in 2025 without any skills or experience start here. This is scalable, low effort once it’s running, and has massive upside. In fact, I made over $2M with AI powered eCom before selling one of my stores in 2023.

4. How to Make Money with AI Automation Agency: High Reward, High Pressure

Effort: High | Cost: Low | Potential: Medium

Starting an AI automation agency means you help businesses use AI to cut costs and increase profit. This could mean setting up:

AI customer support bots
AI lead generation systems
AI appointment setters
or custom GPT based tools for their teams

The best part? Startup cost is basically $0. All you need is Wi Fi, ChatGPT, and cold outreach.

You can charge $1K–$3K/month per client, and with 3–4 clients, you’re easily hitting $10K/month.

But here’s the catch:
You need two advanced skill sets AI implementation and sales. You also have to manage clients, deliver results consistently, and stay on call. This isn’t passive at all.

Bottom Line:
A great model if you’re broke but willing to hustle. For many, it turns into a high paying freelance job rather than a business.

Here’s a quick breakdown:

Business Model	Effort	Cost	Potential
AI Content Creation	Low	Medium	Low–Med
AI Software	High	High	Extreme
AI Commerce	Medium	Medium	Very High
AI Automation Agency	High	Low	Medium

Winner: AI Commerce
If you’re serious about starting a real, scalable business in 2025 with minimal investment and no coding required AI powered eCommerce is your best bet.

Bonus: Free AI Tools to Make Money Right Now

If you’re starting with almost no money, check out these free AI tools to make money online in 2025:

Tool Name	Use Case
ChatGPT Free	Prompts, copywriting, ads
Durable AI	1 click website builder
Pictory.ai	Auto generate video content
OpusClip	Repurpose long content into shorts
Leonardo.ai	Create AI art for print on demand

Want More Ways? Here’s a Quick Hit List:

AI Money Making App: Try Taskade, Jasper, or Copy.ai to sell writing/design gigs
50 Ways to Make Money with AI: From AI voiceover to YouTube channel automation (coming in next blog!)
How to Use AI to Make Money in the Stock Market: Coming soon – subscribe to get notified!

Final Thoughts

AI has completely lowered the barriers to entry. What used to require $50K and a tech team can now be done with free AI tools and a smartphone.

If you want to start your journey today, I recommend AI powered eCommerce. It’s where beginners become entrepreneurs and side hustlers become millionaires.

Ready to start your own AI store for free?
Click the link below and join the $100,000 challenge before it’s gone.